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Twenty Sixteen
January 1, 2016

Happy New Year! I wish everyone a prosperous new year filled with achievements and success. I’m pretty excited to see what unfolds this upcoming year. At the most, I can hope for the best and seize and opportunities that come my way. Life is full of expected and unexpected surprises… I’m ready for it!

Assuming that everything goes according to plan, I am expecting to graduate with a Bachelor’s degree in June! My hard work throughout these four years will finally pay off and I will be moving on to the next chapter in my life. While I am excited to graduate, I actually enjoy my college life these days. This means I should take advantage of my undergrad life before it’s over!

Another Disneyland trip is in the planning process right now because I’m ready to go again! I did consider buying an annual pass but decided to do it at a later time when I start my career. Disneyland is fun when you’re not on a tight budget.

Saving some money is always in the plan regardless of my expenditures. It’s very helpful to have savings in case something costly comes up. I don’t set a specific amount to save over time but having the thought worked out in my situation so far.

Getting Started for 2016

I haven’t given much thought to my objectives for the entire year. Instead, I came up with some points that should help me get started for the new year. I’m starting out with 8 points and will adjust and/or expand them over the year.

  1. Roadtrippin’ v.2 – Last year, my boyfriend and I went on a road trip Yosemite and San Francisco. This was a worthwhile experience and I’d like to go for another one this year!
  2. Try out 10 restaurants I haven’t been to before – I’m pretty notorious when it comes to wanting to go to the same place over and over again. Time to change it up and go to at least 10 restaurants I haven’t been to before.
  3. Keep track of the movies I watch – So what movies did I watch last year? I should keep track of them, just for funsies.
  4. 52 weeks of video snippets – I started taking video snippets of random things since September and it looks like a pretty neat project! I’d like to do this and see where it takes me ;).
  5. Finish the school year strong – No room for senioritis!
  6. Participate in a hackathon – Maybe I should participate in one to see how it’s like…
  7. Add more pizzazz to my blog – Just because I want to see some spiffy changes to the blog.
  8. Keep my credit card paid off – A good general rule is to avoid spending more than what you have unless it’s rightly justified. “What is rightly justified?”
Challenges for 2016

There are several challenges I plan to face this year. These challenges are made for better self-development. For now, I’m sharing 3 challenges that are worth mentioning about. Yes, it’s something possible to achieve but it will take careful planning and execution. L’ezzz do it?!

  1. Start to aggressively pay off my student loans – I took out a couple of student loans to help pay for my apartment fees and food expenditures. The loans are worth it in my case because I feel more comfortable seeing my personal cash flow looking balanced rather than being in the deep negatives during the school year (where I spend more than receive). Aggressive payments = less interest = win!
  2. Start a retirement plan – I recently talked to HR about 401k and was recommended to start as soon as possible for the most benefits. From what I understand, the problem is mostly setting your foot into the water (the initial deductions per pay period). But over time, the deductions won’t be as obvious and your future self will thank you for it. I’m still at that “conflicted to set my foot into the water” stage right now @__@.
  3. A healthier eating habit – Considering how I ate less red meat last year, I’m making some progress in a better eating lifestyle. However, I still need more fruits and vegetables in my diet.

PS. Major shout-out to my family, boyfriend, coworkers, and friends who have been making my life worthwhile so far!

14 Responses

  1. Amy ☆ January 1, 2016 at 9:20 am

    Happy New Year!

    It’s great that you have so many plans for this year. I’m so jealous that you’ve been to Disneyland – it’d cost me way too much in travel alone to go there!

    Have fun trying out new restaurants. I always tend to go for the same thing as well, I’m just not that adventurous when it comes to food. I prefer to know what I’m getting haha. I did try a couple of new places this year though, which was fun.

    Good luck with your degree!

  2. Pauline ☆ January 1, 2016 at 2:05 pm

    That must be exciting!! I personally can’t wait to graduate next year – it’s going to be exciting and the studying will all pay off!

    Ooo, have fun at Disney! That’s something to look forward to :””) I’ve only been to Disney twice in Paris.

    I want to start paying off my student loan early too. It’s less to stress about – I’ve got a bit saved up so hopefully it’ll all go to plan.

    I need to start eating healthy too, I ate so much chocolate last year it became an unhealthy habit to spend money on and stuff!

    Have a fantastic year ahead Nancy! :”)

  3. Tara ☆ January 1, 2016 at 5:52 pm

    Happy 2016!

    Those are some great plans, Nancy. I think the most exciting thing will be your graduation! I really do look forward to seeing you in your commemorative outfit! Do take a lot of photos of that special day!

    I’ve been using Letterboxd and IMDB to keep track of movies I watch, and I find the former to be way more easier to use than the latter, so check that out if you haven’t yet 🙂

    I’m curious to see what you changes will happen on your blog. I look forward to see the new pizzaz!

    Good luck with the loans and all X_X Student loans are the pits! And retirement plan . . . is it sad that I have a 401k but I’ve no clue how it works? Uh, I think I better make that be one of my goals LOL

    I wish you the best in 2016! This is your year, girl! ^^

  4. Michelle ☆ January 1, 2016 at 6:05 pm

    Good luck with your goals and resolutions. I still have to go to Disney Land or Disney World, or any of that, because I still want to go and my parents never did that, but regardless, I’m happy to say that 2016 will be great for all of us!

    <3 Much love, Nancy!

  5. Sarah ☆ January 1, 2016 at 9:47 pm

    Good luck on the objectives for the year! They look like a achievable and in some cases like a lot of fun 🙂
    I particularly like the 10 restaurants one and might use it myself!

  6. Georgie ☆ January 2, 2016 at 3:24 am

    I commend you on your goals! Especially those that will benefit your future, and the financials. 🙂 I believe the system is really quite different over there, but we get something called superannuation with every full-time job which means that all employers give you about 10% of your salary in a retirement fund. When I was younger I thought that was silly because I believed I would always have a job and would be well off – but I suppose you never know what could happen and it’s good to have a bit of money accumulating in the background!

    Similarly, my state in Australia gives us student loans so long as we live in the country (not international students), so I am currently shit-tons in debt for my university degrees. ? But they do start taking small payments out as soon as you get a job. It’s sort of nice, meaning you are not really forced to pay it when you study. I am thinking of just paying all of mine off so I don’t have to worry, but I’m thinking smaller payments might just be OK? Haha.

    Hackathons are fun – Nick and I won one at work, well, funnily enough that was before we were together haha. Sometimes they can be really tough since they might go for 24 hours straight, others might go for a few days… but usually it’s fun and there is a lot of drinking and candy and all that kind of stuff. Not sure if it would fit with the company you work for but maybe they should have one if you don’t already!

  7. Chynna ☆ January 2, 2016 at 4:12 am

    Happy New Year, my love!

    I can’t believe you’re going to graduate in June… I feel so proud and also old, and also full of emotion. You grown up, you.

    And one of those 10 restaurants you will take me to when I visit :3 Thnxxxxx.

    Omgash, you are actually so motivated. I have started a pension already and thankfully it’s not that noticeable when it’s removed from my paycheck every month. Gotta prepare, man.

    Eeep, healthier eating needs to be on my radar like now. Good luck with all your goals!

  8. Mimi Gonzales ☆ January 2, 2016 at 8:34 am

    Oh, money matters scare me, but I do love managing them! I’m tightening up on my finance plans for 2016 so I don’t go spending on about anything. 🙂 Happy new year!

  9. Becca ☆ January 2, 2016 at 3:34 pm

    Happy 2016, Nancy! 🙂

    I’ve always wanted to keep track of the movies I’ve watched because I always seem to get certain ones mixed up (or even remember if I’d seen it before) but never found a platform/website that I liked using. I’m excited to see this as one of your objectives. What will you be using to record your movies?

    I really need to start my 401k. My problem is that I’m moving from job to job to internship so often that it’s so much of a hassle for me to do it/transfer funds, etc, so I just dont. D:

    Good luck on your goals!!

  10. Cat ☆ January 2, 2016 at 10:58 pm

    Happy new year! That’s exciting that you’re getting your Bachelor’s degree so soon 😀

    I like your list for this year! I look forward to seeing what road trip you choose this time, and I’ve done the new restaurants thing in the past. My husband and I shared a Google docs with restaurants we wanted to try, and we chose a couple to do each month. We found several new favorites thanks to that 🙂 Though I’ve only participated in hackathons at work, I enjoy them a lot. It’s a nice change of pace!

    Good luck with your student loans! That’s also great that you’re already thinking about your 401k. It’s good to make sure you’re set for the future! I hope you have an amazing 2016!

  11. Kya ☆ January 3, 2016 at 3:36 am

    I hope you have a really awesome 2016! Wow, I can’t believe that you are graduating this year! Time has gone so fast. I hope it goes really well and you get the result yo want. 😀

    Good luck with all the points, I am sure that you will be able to do them and the challenges. Having money for retirement is always important!

  12. Kayla ☆ January 4, 2016 at 12:38 am

    Love seeing people so motivated for the year ahead, it makes me kick myself in the butt to get motivated too!

    So jealous of the Disney trip. I’m from Australia so it’s definitely not a regular occurrence in my life – I’ve only been to the one in Paris! Hopefully a US trip will be in the works sooner rather than later.

    Good luck with everything you’ve set out to achieve, and have a wonderful year.

  13. Tess ☆ January 8, 2016 at 6:45 am

    Happy new year! What a positive post to begin with the new year! I really like your point to try out 10 new restaurants this year! When we are creatures of habit, we tend to close ourselves in and not expand our horizons. Ahhhhh graduating will be a huge milestone! I wish you best in reaching it and that all will go well!

  14. Jenny Kim ☆ January 9, 2016 at 10:19 am

    Congrats on your graduation. It’s awesome that it only took you 4 years, I finished in 7 years. It’s because of all the jobs I was juggling. Probably should have just focused on studying.

est. two-thousand sixteen

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